Includes bibliographical references and index.

"Managing your money can be frustrating and confusing. Life is expensive. Whether you make $30,000 or $130,000 a year, it can feel like you're constantly broke. Can you afford that new car, that vacation, that night out? You think so, but it feels impossible to know. And rigid budgets that force you to spend your money in unrealistic ways (like $9.50 per week for pants) don't make things any clearer. What if there was a new way to manage your money? One that left you certain you had your bases covered - both for your monthly bills and your future retirement - and then let you enjoy your money by spending it. Enter Toronto-based financial planner Shannon Lee Simmons, the founder of the New School of Finance. She takes a fresh approach to finances, looking at the root cause of the pressure to spend and showing why traditional budgets don't work. She will help you break the cycle of guilt, understand why you overspend, banish unhappy spending from your life, learn to recognize your f*ck it moments and find hope and fun in getting your money under control"--Provided by publisher.