Includes bibliographical references (p. 326-330)

Introduction -- Super saving: common sense for your dollars and cents -- Relating with money: nerds and free spirits unite! -- Cash flow planning: the nuts and bolts of budgeting -- Dumping debt: breaking the chains of debt -- Credit sharks in suits: understanding credit bureaus and collection practices -- Buyer beware: the power of marketing on your buying decisions -- Clause and effect: the role of insurance in your financial plan -- That's not good enough!: how to buy only big, big bargains -- The pinnacle point: understanding investments -- From fruition to tuition: planning for retirement and college -- Working in your strengths: careers and extra jobs -- Real estate and mortgages: keeping the American dream from becoming a nightmare -- Give like no one else: unleashing the power of generous giving -- Afterword -- Notes -- Financial management forms.

The host of the DaveRamsey.com/show and the creator of the Financial Peace Univesity (DaveRamsey.com/fpu) program provides a step-by-step guide on how to get out of debt, build surplus wealth, communicate with a spouse about joint economic decisions, attain financial security, and more, and includes eighteen financial management forms.